How safe will my money be?

The Midcounties Co-operative Funeralcare is registered with the Funeral Planning Authority and complies with their high standards of professional conduct. This means that you will benefit from the protections available through the Funeral Planning Authority’s regulations.

When you buy a funeral plan from the Midcounties Co-operative, 100% of your money is used to buy a whole of life insurance policy with Royal London, the largest mutual insurer in the UK. Royal London are authorised and regulated by the Financial Conduct Authority (FCA) and comply with the Rules and Code of Practice of the Funeral Planning Authority (FPA) on safeguards for such investments. These safeguards ensure that when the time comes, the funeral will be provided in accordance with that Plan.

The Midcounties Co-operative Funeralcare has no access to your money and Royal London will only release the funds in your plan to us upon receipt of the necessary death certificate.